How Property Owners Can Reduce Their Liability on Construction Projects

Every property owner wants to make sure that their properties are as safe as possible. This is for many reasons, including limiting your own liability. Indeed, keeping your properties safe can ensure that you are at less risk for a lawsuit in the event of an accident. How can you ensure that your property is as safe as it can be? Here are some tips.

Maintain Safe Premises

According to Jacob and Meyers, property owners have a legal responsibility to maintain their property in a safe condition. Failure to do so is not only dangerous to workers but will lead to major liability exposures. As such, all property owners should do whatever they can to ensure that their properties are safe. Make sure your property meets all legal codes, remove any hazards as soon as they are detected, and heed the advice of any construction crew who alert you to any safety hazards.

Insurance

No matter how hard you work, there will always be accidents. Fortunately, according to Insureon, there are specific types of insurance that you can purchase which will cover your legal liability in the event of an accident. In order to investigate these options, you should speak with your insurance broker about what specific coverage amounts are appropriate for you. Furthermore, remember, insurance can help cover you in the event of a loss, but it does not abrogate your responsibility to maintain a safe place of work. Failure to do so may result in a loss of coverage and massive liability exposure for you.

Confirm Training of the Crew

Unfortunately, there are cases in which construction crews are fly-by-night operations, paying workers under the table, and doing nothing to ensure their training and safety. Before hiring a crew, make sure that they are fully trained, know what they are doing and have passed all relevant certifications and inspections. This will protect you from liability, but also provide a business incentive, as it shows you are a responsible contractor who only hires fully trained construction firms.

Property renovation and reconstruction are stressful enough without having to worry about the protection of the construction crew and your own legal liability. However, if you want to engage in a comprehensive and safe reconstruction project, these types of concerns must be considered. Follow the above three steps, and you will be well on your way to a project that gets the job done in the safest manner possible.

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